Husneara Choudhury
Millions of families to receive checks in October-November; if asked for bank details, it’s a scam
New York, September 30, 2025: The long-awaited Inflation Refund Checks are finally on their way to millions of New Yorkers. Throughout October and November, nearly 8.2 million households across the state will receive the checks by mail. The initiative aims to provide relief to families struggling with the rising cost of living and persistent inflation.
However, alongside this relief comes a growing concern. Scam operations are already on the rise, with fraudsters attempting to exploit vulnerable residents through fake emails, phone calls, text messages, and letters.
Governor’s Warning
Governor Kathy Hochul issued a strong warning to New Yorkers:
“No one needs to apply separately to receive these checks. You will never be asked for bank information or personal documents. Eligible families will automatically receive their refund checks by mail.”
She emphasized that scammers are using the economic pressure as an opportunity to trick residents into sharing sensitive financial details.
Amounts and Eligibility
• Refund checks will go to households that filed state tax returns.
• The refund amount ranges from $150 to $400, depending on income level and family circumstances.
• Lower- and middle-income families are expected to benefit the most.
Scam Tactics Reported
• Phone calls requesting bank account numbers to “release” the check.
• Fake emails with links asking for log-in information.
• Fraudulent messages using the names of tax authorities such as the IRS or state tax department.
State officials have reiterated that the government never requests personal or financial information via phone, text, or email.
Public Response
Many New Yorkers welcomed the announcement. One parent noted:
“Grocery prices are sky-high, school expenses are piling up—this check will at least give us a little breathing room.”
Bottom Line
With millions set to benefit, the checks bring much-needed relief to families across New York. Still, the risk of scams remains a pressing issue. The state’s message is clear:
“Checks will arrive by mail. You don’t need to share any information. Stay alert and don’t fall for scams.”
